15 Best Car Covers for Hail & All-Weather Protection


An outdoor car cover or indoor car covers work great for their purpose. That is to say; they reduce the damage inflicted on your vehicle. A hail car cover does the same.

Hail is one of the most destructive forces of nature. It can do a lot more than scratch your paint. With enough force, it will do major structural damage to your vehicle. And with hail coming down at speeds in excess of 100 mph, you don’t want to be anywhere near your car when it happens.

Luckily there are ways to protect our vehicles from this type of catastrophe before it has the chance to happen! In this article, we have compiled below some tips about hail car covers and which are the best ones you should be getting.

So, in this article, we’ll explore:

Also, if you want to learn more about car covers and the different benefits you can get from them, read these articles- Best Car Covers and Custom Car Covers.

 

Discover the Best Hail Protection Car Cover

Preview
Best Car Cover Pick
Hail Protector CAR1 Size Portable Car Cover System for Coupe, Sedan and Wagon
Best Car Port Pick
Ikuby Medium Carport, Car Shelter, Car Canopy, Car Garage, Car shed, Car House, Car Park, Foldable,...
Best Car Tent Pick
Senllen Car Tent Fully Automatic 189 inch Large Size Hot Summer Anti-UV Wireless Control Vehicle...
Title
Hail Protector CAR1 Size Portable Car Cover System for Coupe, Sedan and Wagon
Ikuby Medium Carport, Car Shelter, Car Canopy, Car Garage, Car shed, Car House, Car Park, Foldable,...
Senllen Car Tent Fully Automatic 189 inch Large Size Hot Summer Anti-UV Wireless Control Vehicle...
Protection
Light to Very Heavy Hail
Light to Heavy Hail
Light Hail and Snow
Warranty
1 Year Parts and Labor Warranty
15 Month Limited Warranty
1 Year Limited Warranty
Suitable for
Sedan, Hatchback, Wagon, Van, Minivan, Truck and SUV
Sedan, Hatchback and SUV
Sedan, Pickup, Minivan, Truck, Hatchback, Small Cars
Rating
Prime
-
Price
$449.95
$778.00
$269.00
Best Car Cover Pick
Preview
Hail Protector CAR1 Size Portable Car Cover System for Coupe, Sedan and Wagon
Title
Hail Protector CAR1 Size Portable Car Cover System for Coupe, Sedan and Wagon
Protection
Light to Very Heavy Hail
Warranty
1 Year Parts and Labor Warranty
Suitable for
Sedan, Hatchback, Wagon, Van, Minivan, Truck and SUV
Rating
Prime
Price
$449.95
Product Reviews
Best Car Port Pick
Preview
Ikuby Medium Carport, Car Shelter, Car Canopy, Car Garage, Car shed, Car House, Car Park, Foldable,...
Title
Ikuby Medium Carport, Car Shelter, Car Canopy, Car Garage, Car shed, Car House, Car Park, Foldable,...
Protection
Light to Heavy Hail
Warranty
15 Month Limited Warranty
Suitable for
Sedan, Hatchback and SUV
Rating
Prime
-
Price
$778.00
Product Reviews
Best Car Tent Pick
Preview
Senllen Car Tent Fully Automatic 189 inch Large Size Hot Summer Anti-UV Wireless Control Vehicle...
Title
Senllen Car Tent Fully Automatic 189 inch Large Size Hot Summer Anti-UV Wireless Control Vehicle...
Protection
Light Hail and Snow
Warranty
1 Year Limited Warranty
Suitable for
Sedan, Pickup, Minivan, Truck, Hatchback, Small Cars
Rating
Prime
Price
$269.00
Product Reviews

A padded car cover can prove to be more beneficial during hail season since it can offer more protection.

But how you know which one is the right car cover to protect your car from the effect of hail?

Now, if you’re not the type who likes to read through reviews but want to know which is the best hail blankets for cars quickly, then we’d like to recommend the above three pick.

But, if you want to consider all the purchasing options carefully, there are many types to choose from which can take time to find the perfect one for you.

Here are some of the best hail protection car cover for you to check out:

1) Hail Protector Patented SUV Portable Truck & SUV Cover System

Hail Protector CAR1 Size Portable Car Cover System for Coupe, Sedan and Wagon
257 Reviews
Hail Protector CAR1 Size Portable Car Cover System for Coupe, Sedan and Wagon
  • CAR1 Size is for Small Cars 175 inches long...
  • The HAIL PROTECTOR System is the World's Only...
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The Hail Protector is the best cover for hail on the market for a variety of reasons, including its patented design that efficiently deflects larger hail without sacrificing interior space. Whether you’re in Texas, Colorado, Nebraska, or any other state is known for severe hailstorms, no other vehicle cover will keep your car safer than the innovative Hail Protector.

The way this unique vehicle cover work is very different, as you can see from the picture. Hail Protector comes in six sizes for automobiles, trucks, and SUVs and takes 5 minutes to set up (after one practice installation) and another 5 minutes to inflate to full size/protection.

The great part is that it comes with three different power options: a “AA” battery pack (1 hour of protection), a car accessory plug (3 hours of protection), and a regular A/C cord/adaptor (continuous usage). There are also remote controls available to you, along with the ability to inflate the cover remotely.

Hail Protector was created, tested, and developed in North Texas over a five-year period, so you can be confident that it will endure harsh hail and high winds. The included smartphone app will even tell you when a hail storm is coming!

The only disadvantage of this hail cover is the cost, so if you’re seeking something more all-around and cheaper, one of the covers listed below is probably a better alternative.

However, the Hail Protector inflatable car cover, on the other hand, can easily pay for itself after just one unexpected hailstorm because it will protect your automobile from costly hail damage.

Check out the Hail Protector in action in this video:

 

2) CarCovers.com Platinum Shield

For the best all-around car cover that provides excellent hail protection, CarCovers.com is hard to beat. They make it simple to locate a car cover for your specific automobile so you don’t have to guess whether it will fit.

For most cars, trucks, and SUVs, five distinct types of protection are available. The Platinum Shield line of covers is the best choice if you want the maximum amount of hail protection.

The inner fleece lining ensures that the jacket has a strong, weather-proof exterior shell that protects against hail, UV rays, rain, and snow.

The elastic hems on the front and back of this rainproof cover ensure a perfect fit for your needs. High-wind straps are included, as well as cable locks to prevent theft!

CarCovers is a well-known business since it offers free shipping in the United States and Canada, a custom fit guarantee, and real customer service that you won’t get from other big retailers.

Sure, these bespoke-built covers are more expensive than others, but they’re well worth the investment. Car aficionados should start with CarCovers.com and then look for alternative options if a unique fit cover is not accessible for their vehicle type.

 

3) Altindal Hail Protector Car Cover

Hail Protector Car Cover for Sedan Limousine - 9mm Strong Guarding for External Factors Hail, Storm,...
35 Reviews
Hail Protector Car Cover for Sedan Limousine - 9mm Strong Guarding for External Factors Hail, Storm,...
  • Top layer; outdoor 110 denier fabric with...
  • Middle layer; 6 mm Ethyl Vinyl Acetate (used...
  • Lowest layer; Waterjet fabric produced to...
  • 16 Fixing Straps

Altindal’s 6mm thick vehicle cover can withstand stones launched at your automobile. Despite the fact that it does not give full side coverage, it will protect your car from hails.

It measures 500cm long x 300cm wide and is ideal for a standard automobile and it is an excellent outdoor car cover.

It’s made of ethylene vinyl acetate, which means it has some give but also extraordinary impact resistance. It is ready to install in under a minute after unpacking from the box.

 

4) Leader Accessories Platinum Guard Car Cover

Leader Accessories Platinum Guard Gray 7 Layer Universal Sedan Cover with Cotton Outdoor Indoor Use...
  • SOFT MATERIAL- There is 1 layer of cotton...
  • PROTECTION- Perfect for indoor and outdoor...
  • WINDPROOF- straps and buckle at the bottom to...
  • FITMENT- Elastic hem around the bottoms for...

The 7-layer Platinum Guard waterproof car cover will shield any sedan-style automobiles (185″ – 228″) from hail damage, thanks to its design. The exterior of this automobile cover is protected by four layers of spun-bound polypropylene, two layers of UV resistance, and one layer of soft cotton.

The buckle and strap points, which safeguard against a strong wind, make it suitable for use both indoors and outside. Besides, this car cover also blocks against UV rays, so you can rest assured that the car interior is well protected.

The bottom of the car cover is reinforced with an elastic hem, ensuring that the cover has a tight fit around your vehicle every time. Antenna patches are also included.

 

5) Senllen Car Tent and Umbrella

The multifunction Senllen Car Tent/Umbrella is a one-of-a-kind cover that keeps your vehicle’s interior temperatures up to 45F cooler on a hot summer day. It’s also completely waterproof, giving your car an additional layer of protection.

It’s more suited to light rain than hail, but you’ll get some hail protection in case of an emergency. Steel wire serves as an anti-theft rope, while the TPU rubber suction cups provide stability in most conditions. It takes around 30 seconds to install this item completely.

 

6) Hehui Magnetic Windshield Cover

Sale
Car Windshield Sun Shade 62"x48" Windshield Sunshade Car Sun Shade for Windshield Reflective Fabric...
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The Hehui magnetic windshield cover is the product to use if your main worry is hail damage to your windshield glass. It will also keep ice and snow off the surface throughout the winter months thanks to its leak-proof design.

The extra thick and soft padding of this cover ensures that snow and frost from the outer surface are easily wiped away. Although this one-size-fits cover fits most cars, but still double-check if it’ll fit your car before buying. The lightweight fabric is also portable and foldable for easy storage in your trunk.

 

7) Glare Guard Windshield Cover

Cosyzone Car Windshield Snow Cover, 4 Layers of Protection and Embedded Magnets Car Windshield...
3,745 Reviews
Cosyzone Car Windshield Snow Cover, 4 Layers of Protection and Embedded Magnets Car Windshield...
  • ADVANCED MATERIAL: Made of high density...
  • WINDSHIELD WINTER ICE SNOW COVER: In winter,...
  • WINDPROOF FULL PROTECTION WINDSHIELD COVER: 4...
  • WINDPROOF FULL PROTECTION WINDSHIELD COVER: 5...

The Glare Guard windshield cover is an all-weather windshield cover that can help you avoid hail damage. In the winter, you may use this cover alone to prevent ice and frost buildup on your car’s windscreen.

It will also work with other hail-protection systems on this list to provide your glass additional layer of protection against harsh weather.

The all-weather design provides an insulated experience so that your car is ready to drive in almost any type of weather. The side panels then fit within the front door and side mirror to keep the unit secure. It also came with 4 strong magnets to secure the cover from strong wind.

 

8) YITAMOTOR All Weather Car Cover

Motor Trend Auto Armor All Weather Proof Universal Fit Car Cover - UV, Water Proof (Gray) (Fits up...
1,030 Reviews
Motor Trend Auto Armor All Weather Proof Universal Fit Car Cover - UV, Water Proof (Gray) (Fits up...
  • Motor Trend car cover - designed for all...
  • Breathable fabric fights off Rot, mildew and...
  • Keep your cover in place, even in strong...
  • Heat resistant with a paint-safe inner layer

This universal fit car cover by Motor Trend works with models up to 210 inches in length. It is a product that is 100% breathable, featuring all-weather material, soft cotton, and heat resistance with a paint-safe inner layer to protect the exterior and interior of your car. It will stop hazardous elements like bird droppings and industrial pollutants as well. Two windproof straps come included with the product as well.

 

9) OxGord Executive Storm-Proof Car Cover

OxGord Executive Storm-Proof Car Cover - Water Resistant 7 Layers -Developed for Any All Conditions...
  • DIMENSIONS: Fits up to 204 Inches - XL /...
  • MADE OF: Water-Proof 7 Layers of Spunbond...
  • FEATURES: Reinforced Seams - Superior...
  • INCLUDES: Storage Bag and Antenna Patch - Tie...

The seven-layer OxGord Executive automobile cover will keep your car safe and secure. The design is sturdy enough to safeguard your vehicle in almost any weather condition.

There are four different sizes available for purchase, including an XXL size that fits any type of car model up to 216 inches long.

For an inexpensive price, you get a three-layer build with spun-bound polypropylene and a microporous film level that works in tandem with the security grommets and ties to provide you with a first-class experience.

 

10) Dprofy Hail Protection Car Cover

Dprofy’s universal hail protection cover protects your car against hailstones, small falling debris, and even minor branches.

This outdoor vehicle cover is constructed of scratch-resistant Oxford fabric and anti-tear to ensure that it lasts a long time. The multi-layer construction is thicker and more durable than other comparable 6 layer products, as well as retaining its form even after years of usage!

Some of the good features of this cover are 1. Driver door zipper for convenience to get out of your car. 2. Straps at front and rear to protect the auto cover from being blown away by heavy wind. 3. Reflective stripes to alert people in the night, and help to avoid accidents. 4. Side mirror covers and reflective design. 5. Pocket storage bag is included.

If you are looking for an affordable car cover for any weather, Dprofy is a good choice.

 

 11) Sojoy Anti-Hail Damage Thick Car Cover

Sojoy Anti-Hail Damage Car Cover Thick Multi-Layered EVA Car Protector,...
  • 【COMPLETE PROTECTION DESIGN 】Sojoy car...
  • 【HEAVY-DUTY, HAIL PROTECTOR 】Anti-hail...
  • 【UV PROTECTION】 Silver reflective surface...
  • 【SNUG SECURE DESIGN 】Easy to put on and...

The all-weather design of the Sojoy anti-hail damage cover is a very high quality product that works with trucks or sedans. It provides protection and keeps the surface of your vehicle clean and free of any dents, scratches, stains, dirt, dust, industrial pollutants, bird droppings, or extreme damaging UV radiation from the sun and hail

This car cover is made of 150D polyester surround with a 3-layer padded top to protect against even severe weather. The 5mm thick compressed, high temperature resistant elastic plastic (EVA) cotton fabric is great for all-weather protection (withstands up to category H6 damage on TORRO scale) and is ideal for indoor and outdoor use.

The UV-reflective surface effectively deflects UV radiation, protecting the car’s interior from heat radiation. Reflective materials also help to preserve your vehicle’s paint finish.

The fabric of this car cover is extremely stretchable, so it won’t scratch your vehicle or easily tear. The seam causes no damage to automobile paint due to friction. To prevent your car cover from being blown away, two straps are attached to the bottom.

 

12) VIVVAUTO Magnetic SUV Windshield Cover

[2019 Newest Upgrade] Magnetic Car Windshield Snow Cover for SUV. 4 Layers, Waterproof, Soft...
57 Reviews
[2019 Newest Upgrade] Magnetic Car Windshield Snow Cover for SUV. 4 Layers, Waterproof, Soft...
  • ❄NO MORE WINDSHIELD SCRAPPING: Get the...
  • ❄EASY INSTALLATION - NO TOOLS REQUIRED: Fit...
  • ❄WATERPROOF, COTTON-PADDED, AND...
  • ❄EASY TO CARRY: Lightweight and Folds...

If you don’t need the whole exterior of your car covered (because you might already have a great hail-proof cover for that), then this product might be what you’re looking for.

Whether you just want another extra layer of protection or your windshield is the only part left uncovered, this magnetic cover will keep your glass scratch-free.

Depending on size, hail is a frozen water pebble that weighs significantly heavier and can deal a massive blow on your windshield.

Having a durable cover made of aluminum foil and thermoplastic polymer will keep your glass clear and intact.

Plus, the cotton padding will soften any harsh fall making it excellent at defending from light to medium hailstorms.

It’s even easy to fold, store, and bring anywhere!

 

13) Coverking Custom Fit Cover

The great thing about custom fit car covers is that you know it’ll work well with the actual shape of your car. And the downside? It only works with the specific car model.

Anyhow, this one from Coverking also ensures that you will get the best protection since it is made up of four heavy-duty layers of fabric.

As such, it’s a great indoor or outdoor car cover choice. It’s weather-proof, meaning this cover can defend from the hottest to the coldest of days. Through sun and storm, it can prevail!

It also features impressive neoprene elastics to keep it in place. Plus, its double-stitching design ensures that you will not experience any leaks at all. Now, that’s a good shield for light to medium hailstorms!

Also, if you’re looking for a customized Audi SUV covers, do check out the car cover below:

 

14) Ikuby Super Sturdy Heavy Duty Portable Lockable Carport

Ikuby Medium Carport, Car Shelter, Car Canopy, Car Garage, Car shed, Car House, Car Park, Foldable,...
156 Reviews
Ikuby Medium Carport, Car Shelter, Car Canopy, Car Garage, Car shed, Car House, Car Park, Foldable,...
  • Super Sturdy structure, high density of...
  • Durable 600 D oxford fabric with PU coating,...
  • Nice Shell Look Design, Easy to open and...
  • Quick and flexible installation. Each pipe...

If you’re looking for something a little bit more durable and long-lasting, a carport like this one is what you might need.

This carport is made of highly durable oxford fabric with PU coating. It is tested to be 100% waterproof, dustproof, and windproof.

I am 100% pleased with the canopy. I have the medium size and keep my C5 Corvette in the canopy. I have had the canopy up for a couple of months. We have experienced thunderstorm were it rained .600″ with 30+ mph winds in about 15 min. The vette remained 100% dry. – Joe K, Amazon

At 170 pounds, you know it won’t get blown away that easily. Plus, installation and maintenance can be done quickly since it only has limited parts.

You can safely park your car under any weather without worrying since this cover can protect from sunlight, snow, and freezing. It can even provide a shield against scratching, rust, and of course, light to heavy hail storms.

Also, if you want to learn more about the other type of winter cover you might want to invest in, read this article – Car Cover for Snow.

 

15) LANMODO Pro Four-Season Wireless Car Tent

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The Lanmodo tent car cover is one of the best outdoor car covers for snow. This all-season car tent takes only 8 seconds to automatically deploy/retract with just a push of a button. Once deployed, it creates a roof above your car to shield it from the sun, snow, rain and even light to medium hail.

Also, the Lanmodo tent car cover is capable of cooling your car down by 36-degrees Celsius. It’s great if you’re living in a hot state. This cover will protect your vehicle’s interior from sun and UV damage.

The Lanmodo car cover will take approximately 30 seconds to install. And, with one full charge lasting about 45 days of continuous use. Also, this car cover is a universal fit, thus, making it useable for different vehicles including sedan, hatchback, minivan, and others.

Watch this video to see how the Lanmodo automatic car covers tent work:

This car cover is made of high-quality military fiberglass. The sturdy architectures and fiberglass materials keep your cars safe from any damages from all seasons. Another plus point is the windproof designs which can withstand 30mph winds.

Overall, the Lanmodo tent car cover is one of the best car covers for heavy snow. It also works excellently for sun, rain and light hail. Frankly speaking, a hail car cover should provide 360-degree top to bottom protection and this car tent is not.

However, if you want the best car cover for snow that can give you greater protection, this product is a perfect match nonetheless.

 

Tips on Getting a Hail Protection Car Cover

hail-protector

According to the Insurance Institute for Highway Safety, hail causes more than $US billion in damages every year. And with 15 states at risk of experiencing damaging hailstorms (including Texas), it’s important to have a car cover that will provide protection against falling ice blocks. The best way you can protect your vehicle from hail is by getting an effective car cover that has been designed specifically for these conditions. So what are some of the things you should look out for when shopping around?

First of all, make sure that your chosen product offers 100% UV ray coverage. This gives it maximum protection to both interior and exterior parts of your vehicle against damage due to sun exposure or sudden temperature changes.

Secondly, make sure that it is made from a high quality material that has been specifically designed for hail protection. This includes materials such as polypropylene and nylon which are both highly resistant to the elements and will last up to several years before you need another car cover replacement.

Finally, you should always go with a product that offers an anti-scratch coating on top of its other features. Not only does this protect your vehicle against potential damage due to flying ice balls but also keeps away dirt particles as well as any other contaminants coming from the outside world such as pollen, bird droppings, tree sap and branches, sun and UV rays, heat, rain, snow, sleet, etc.

 

How Do You Protect Your Car From Hail Damage?

hail-blanket

Hail can strike at any time of year and can be quite costly to your automobile. A five-minute hailstorm might easily result in thousands of dollars in damage, leaving you frustrated as you attempt to prepare your car for the next one. Here are some of the most common methods to safeguard your vehicle from hail damage if you need ideas.

  • Check your local weather reports

Meteorologists may or may not be able to forecast when a hailstorm will occur, but you can at least get an indication by checking the weather on a regular basis and making your own judgments. Hail damage is often caused when a storm rolls in without much warning, so you need to be able to prepare as best as possible. If you are on the road, check for the nearest gas station to get shelter.

  • Keep your car in the garage when possible.

You may not have a safe, closed-off place to store your vehicle during bad weather if you live in an apartment or condominium complex that lacks parking garages or storage spaces on site. In these cases, at least try to park under some sort of covered area such as a porch roof, which will still protect you from hail damage but is certainly better than nothing at all. Not only will this prevent any dents and scratches while your car sits idle outside through a hailstorm, but it also helps extend its exterior life overall by keeping out rainwater and other natural elements associated with storms.

  • Invest in an inflatable hail protection system.

An inflatable car cover is a unique type of car cover that will protect your vehicle from an array of environmental factors such as wind, dust and hail. However, the most important characteristic this particular product brings is its inflatable feature which makes it stand out in a way like never before.

The first thing you should know about these products is that they come with their own air pump, allowing for easy inflation when needed (and deflation whenever not required). It’s also available in different shapes and sizes to accommodate any size of vehicles on the market today! Furthermore, there are two main styles: half covers and full covers. A half cover protects only part of your vehicle whereas a full one provides total protection against the elements.

According to car cover experts, when shopping for this type of product there are a few things you should always keep in mind:

First, make sure that it is made from high-quality material which can withstand all kinds of weather conditions without losing its shape or strength (such as ripstop nylon).

Secondly, take into consideration how easy it will be to install and remove whenever necessary. This includes features like fasteners with quick release buckles along with breathable fabric design allowing airflow through the car cover.

Finally, consider the warranty policy it comes with in case you experience any problems down the line.

  • Use blankets or tarps

If you don’t think a car cover is enough, consider using a heavy blanket or tarp to increase your vehicle’s protection. Moving blankets are quite thick and inexpensive to purchase, so if you know your automobile will require some shielding, simply fold the blanket lengthwise and lay it on top of it. In the past, some people have covered their windshields with their carpeted floor mats. So if you do not have a garage or indoor carpark, blankets, tarp, carpet, etc. is your best shield against hail storms.

  • Renting an enclosed car storage unit

If you don’t want to risk parking on the street during bad weather, consider renting a small garage or storage space that is fully enclosed. This will protect your vehicle from wind, dust and hail of all sorts. There are several different sizes available depending on what type of vehicle you own (and how much free space there is).

Also, to learn more about the benefits of looking at different car cover types and designs by checking out these articles – SUV Car CoverBMW Car Cover and Covercraft Car Covers.

 

When is the Most Common Time for Hail Storm and Where?

While hailstorms are most prominent from May to July, they can happen at any time during the year. Other than this, hail storms are most common in the United States. There is no particular state that gets hit by hailstorms all the time but there are some states which have recorded more times getting affected by hail storms rather than other places across America.

According to the NOAA, there were 4,611 significant hail storms in 2020. If you live in Colorado, Texas, Nebraska, Kansas, or Minnesota, you should be especially watchful for hailstorms since the Insurance Information Institute found that those are the five states where hail storms were most prevalent in 2020 and has the highest insurance claim related to hail damage. While the west coast of the US is largely free from hail storms and the area between Colorado, Nebraska, and Wyoming is known as “Hail Alley,” which is frequently hits more than other regions.

According to a weather specialist, one should be alert during the spring season as it gives rise to dangerous thunderstorms and even tornadoes along with hailstorms. People who live near large bodies of water can also get caught up in these events. The hot summer months usually bring severe weather conditions for residents living nearby or at risk areas like mountainsides where they might experience flash floods, high winds and lightning strikes too besides hailstorms!

The same forecast says January through March and October through November are the months when one should be alert for hail storms.

 

How Expensive is Hail Damage Repair?

padded-auto-cover

The cost of repairs does depend on how much the dent affects the body of the car and other damages. It also depends on what type of paint was used to paint the car, as well as how deep the dent is. Most people have different types of insurance that they can use to cover the cost of these types of damages.

When fixing hail damage, body shops typically charge around $30 to $45 for small dents and $75 for larger dents. There are also other types of damages that people need to take into consideration when having their car fixed. These other damages include windshield breakage, paint issues, door dings, interior damages, etc. Repairs may cost anywhere between $500-$2,500 to fix these types of damages which can be extremely expensive.

Additionally, it is difficult to determine how much a car owner will have to pay for hail damage because the cost depends on where they live. Areas where there is a higher concentration of hail storms typically have more comprehensive insurance and although some repair shops might charge lower compared to areas that do not get hit by hailstorms, it is still an expensive bill to pay when it comes to fixing hail damage for your vehicles.

 

Do Car Insurance Cover for Hail Damage?

This question is one of the most important ones you can ask yourself if you’re looking to save money on your car insurance. If you live in a state that doesn’t have hail coverage, then it’s time to find out what does and doesn’t cover hailstorms.

If your insurance company offers it, they will usually pay for any damage done by hail as long as the storm was within 24 hours of when your car got damaged. You’ll need an estimate from a qualified professional or body shop before filing a claim with the insurer though.

However, there are some types of cars that may not be covered by these policies even if their damages were caused by hail stones; including convertibles and motorcycles. This means that those who own these vehicles may need to pay out of pocket for hail damages.

If you want to learn more about other types of covers that can protect certain parts of your car, head on over and read these articles – Car Window Covers and Car Dashboard Covers.

 

What to Know More About Car Covers

A vehicle cover offers many advantages that you may not be aware of. Yes, a car cover protects your vehicle from rain, snow, and dust accumulation. It prevents scratches and other minor forms of damage as well as helps to maintain the temperature inside the automobile. After all, a cover will block out the sun on a hot day and provide an extra layer of insulation on a cold one. If you live by the sea, a breathable car cover can help to prevent rust accumulation by repelling salty air, morning dew, and humidity.

However, The wrong car cover can potentially cause damage to your vehicle’s paint job. A flimsy cover that blows around in the wind or a thick, non-breathable one will trap moisture and condensation between it and your paint.

There are special covers out there specifically designed for vehicles that help to keep them safe from external elements like dirt, dust, water droplets among other things while at the same time allowing air to pass through the cover which helps to prevent condensation as it moisture trapped inside the car cover could also damage the paint.

You should also try to keep the cover and your car clean. Most car covers often have a coating on them which is meant to keep water and other elements from getting through. However, if they become dirty or dusty, this layer of protection will be compromised and the cover won’t do its job as well and dirty cover will increase the chance for scratches the next time you want to use them.

Never try to peel off a frozen car cover from your car’s surface. If this happens, you should let the frozen cover thaw by using hot water before attempting to remove it from your vehicle as peeling a frozen cover off could cause damage and scratches if not done properly.

It’s also a smart idea to utilize an automobile cover inside a garage or indoors since it protects the car from various dangers such as pollen, moisture, and animals, all of which can do harm to an unprotected vehicle.

 

Conclusion

A car cover is a great way to protect your vehicle from hail and other types of weather that could potentially cause damage. It’s important to make sure you get the right product for what you need, so we recommend checking out some of the products listed above before making a purchase decision. They are made specifically for vehicles experiencing extreme conditions such as heavy hailstorms or snowstorms! If this article has been helpful in guiding your search for the best protection against ice balls falling from the sky, feel free to share it with friends who may be looking into getting one themselves.

 

Hail Storm FAQ

  • What Does Car Insurance Cover?

So you don’t have a hail damage car cover, but you do have insurance. You think you and your car is safe. In some instances, this is true.

However, not all insurances cover hail damage.

One car insurance policy might have different coverages underneath it. Depending on which state you’re in, the required coverages will differ.

But here are some of the most common coverages you might need to get (or already have):

  • Liability insurance – for when you cause damage or injuries on others
  • Personal Injury Protection – for when you are injured in an accident
  • Uninsured/Underinsured Motorists Coverage – for when the other person cannot pay your medical bills

There are many more coverages involved in car insurance, but most are either by choice or mandatory depending on your lender.

 

  • Can You Claim Insurance for Hail Damaging Your Car?

Not necessarily.

If you only buy an insurance policy that is for liability only, then hail damage would not be covered.

But, if you live in an area where hailstorms are frequent, it might be wiser to buy an insurance policy with comprehensive coverage for cars. If in doubt, always speak with your insurance agent to clarify.

Hail can severely damage your car so having insurance to fall back on will allow you to breathe easier.

But, remember that having insurance doesn’t mean you don’t need to protect your car anymore. A hail car cover is still a necessary preventive step you have to take, though.

 

  • Where and When Are the Highest Risk of Hail Damage?

According to the National Oceanic and Atmospheric Association (NOAA), there are around 6,000 hail storms in the U.S. each year. Also, there are approximately 14,000 wind storms and 1,500 tornadoes.

Now, hail storms can literally happen at any time without warning. That said, normally hail season in the U.S. is around March through July, and after July, but the number of storms will be much less.

So, which states do hail happen the most?

It’s estimated that most of the Western third of the U.S. is relatively safe, averaging less than one day of hail per year. As for eastern Wyoming to Texas to the Southeast, receives the most hail damage.

Here is an image from NOAA visually representing hail risk across U.S. Although this image is not the latest but the data are very consistent over time. The numbers represent the average severe hail days per year over a 10-year period.

U.S.-state-hail

Also, according to the State Farm Mutual Automobile Insurance Company, the top states for hail insurance claims in the recent year 2017 are:

  • Texas
  • Illinois
  • Minnesota
  • Colorado
  • Missouri
  • Nebraska
  • Indiana
  • Oklahoma
  • Iowa
  • Kansas

These are the top 10 states (a.k.a hail alley) for hail damage in order of severity. The insurance claims for hail damage in 2017 totaled more than $3 billion nationwide.

It’s estimated that to fix a car that suffers from hail damages is average at $2,500. This estimate includes broken windshields and mirrors.

So, what is the key takeaway? If you park your vehicles outdoor, especially in hail-prone states, you need to think about protecting your car from hail for a good six months out of the year.

 

  • How to Tell If a Hail Storm is Coming?

The easiest way to know whether a hail storm is likely to happen is to check the local weather reports. However, using your own eyes and ears and common sense should never be underestimated either.

Learn the look for the telltale signs if the atmospheric conditions are likely to product hail can save your vehicle from hail damage. Here are the four conditions you should pay attention to:

  • Thunderstorm clouds must be visible. Usually, the cloud will be thick and dark.
  • These clouds must have a high moisture content, i.e. they look dark and rainy
  • Lightning almost always accompanies hail storms
  • Sudden drops in temperature are indicators that hail could be imminent. Have a thermometer to monitor the temperature change.

Another factor required is an updraft (which is hard to see from the ground).  Basically, water droplets get blown up into the freezing layers of thunderstorm clouds.  The more this is repeated, the larger the hailstones.

While trying your best to monitor the situation to avoid hail damage is good but one characteristic of hail storms is that they can change intensity in relatively short periods of time. So, it’s very hard to predict when the hail storm will come.

So, whenever during the hail season, it’s always better to park inside the garage no matter how inconvenient it is to park inside a garage. Or, always ready a portable hail car cover and store in the trunk. Always use the hail cover whenever park outdoor during hail season.

Learn more about hail by watching this video:

  • Updated October 13, 2021
James Evans
 

As a passionate outdoorsman and an automobile enthusiast, James spent most of his time in his garage tinkering with cars and bikes. During his free time, he loves to hike and blog about the things that he has done to keep his ride in tip-top condition.

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